To-Do List to Home Buying and Making an Offer

To-Do List to Home Buying and Making an Offer

Thinking about buying a home and don’t know where to begin?  Here are some simple steps to get started.

Establish your budget.  Determine how much money you may have set aside for a down payment and check out your current credit score.  If you will require mortgage financing, different mortgage programs have various plans for mortgage financing: conventional mortgages will work for those with more money set aside for a down payment; FHA financing will help those who do not have as much set aside in savings; VA financing is specially designed for our Veterans to help get them into home ownership.  There are other programs available as well.

All of the above leads to the next important step – GET PRE-APPROVED!  If purchasing a home with mortgage financing, a pre-approval is a necessity and requirement to have in hand to submit with an offer on a home.  Finding your ideal home and not being ready to make that offer puts you at risk of not being able to purchase that home. Dealing with an experienced Realtor will work to your benefit in helping guide you through this process and introducing you to mortgage providers.

If you are purchasing property with an all-cash offer, having Proof of Funds ready is essential as a Proof of Funds is required to be presented with an all-cash offer.

Buying a home is one of the biggest investments you’ll make in life.  It can be an intimidating experience, but an experienced Realtor will be there to help and to guide your way through the process.

Dreaming of a new home

Rene'e HooverRene’e M Hoover
R.E. Salesperson

PA License

NYS License

(845) 649 – 9704
(570) 296 – 8881

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Century 21

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